7 Critical Steps To Go By If Your Identity Is Stolen
Notably, identity fraud has been on the rise and millions of people have been victims to it. As much as it is affecting so many people, the problem may remain unsolved for much longer. In other words, it could affect you just as it has affected others. The best thing is that there are essential steps you can always take to ensure that these fraudsters do not jeopardize your identity. Being a victim of identity fraud can be a dangerous since you can even lose your finances. Fortunately, we have some ideas that can help you. Read this article to the very end and learn more on the steps you should take if your identity is stolen.
For one, ensure that you have notified companies about your stolen identity. It is always best if you can act as fast as possible. There is no way you will know about your identity being stolen and keep cool until you hear about a faudster activity. These fraudsters are normally very fast as they avoid getting caught. Thus, ensure that every relavant company knows about your identity theft. With account takeovers, the information on your card can be compromised. For instance, calling your card issuer will enable them to take some action that will keep the fraudsters away from getting more of your information.
Also, ensure that you have filled a report with the Federal Trade Commission. They collect all information relating to stolen identity cases. They will not take on the criminal charges but will provide law enforcers with critical information that will help in tracking down the criminals. You just get to their website and file your case. They will provide you with a recovery plan. You will then be issued with forms and letters helpful in filing a report with the police and also disputing fraudulent charges. view here for more
Filing a report on the theft with the police is also essential. There will be documentation and the police can assist you. click here for more
Another thing is that you should ensure that a fraud alert is placed on your card. Institutions will therefore be aware of chances of your card being compromised. Institutions will be better placed to identify that your card could be compromised. click here
Go ahead and freeze your credit. Nobody will get your credit report even if they request for it. Again, call the main credit bureaus and make this request. . discover more
Always tighten security when it comes to accounts. Be creative with passwords and avoid having a single password for all accounts as it can become easy to guess. click for more
You can also seek the guidance of an identity theft attorney.